Fintech is not just fintech anymore

The first stream creates a whole new financial structure, with crowdfunding as a great example.

The second stream of fintech is removing friction from financial markets. A good example of this category is Stripe, which allows merchants to set up their checkout systems in minutes through a simple API

The third stream of fintech firms are focused upon reducing costs and overcoming inefficiencies within banks.

 

source: https://thenextweb.com/finance/2017/02/21/fintech-is-not-just-fintech-anymore/#.tnw_QbbcJQcv